Why Lease instead of purchase?
· A lower monthly payment;
· You're always driving a safer, more reliable car less than three years old;
· A car protected by warranty with fewer repair bills;
· Investing cash elsewhere instead of tying it up in a depreciating asset;
· Washington sales tax only on the monthly payment instead of the whole car (may vary in other states);
· Owing nothing at lease end with the option to buy your car at a pre-determined wholesale price;
· Excess miles are cheap to buy on a lease (10 cents per mile up front) compared to the depreciation on your financed car (more like 25 cents per mile);
· Gap insurance is free from Subaru. If a leased car is totaled in a theft or accident, there's no risk of owing the bank more than the insurance proceeds.